Restaurant insurance provides cover for the risks involved in running a restaurant or café. A typical restaurant insurance policy will include cover for
Standard perils covered by a restaurant insurance policy will include damage caused by fire, earthquake, lightning, flooding,riot and civil commotion, malicious damage, impact, leakage of oil from heating systems, theft by forcible or violent entry/exit and accidental damage as well. If your restaurant has an entertainment licence and regularly hosts live bands or other live entertainers we can arrange the necessary liability insurance cover for them to work on your premises.
Restaurant insurance is a ‘package’ of various insurance covers which is designed to cover all the aspects of running a restaurant business.
Why is Restaurant Insurance important?
The restaurant business involves dealing with many customers on a daily basis at your premises. There is always the chance that you might face an unfortunate incident where a customer is injured by tripping or slipping over or eating something that doesn’t fully agree with them. In such circumstances, the public liability section of a restaurant insurance policy will cover the claim and help the owner to continue to run his or her operation.
It is likely that a restaurateur will employ chefs, kitchen staff and waiters. In this case the employers’ liability section will cover any injuries sustained by those staff members.
Setting up a restaurant is a costly exercise. Fixtures and fittings, kitchen equipment, decorations and other contents will all need to be insured against loss or damage by the insured perils.
Who should have Restaurant Insurance?
Restaurant insurance is essential for all owners and managers in the food serving industry.
How can Castle Grove help?
Castle Grove Insurance can provide restaurant insurance through a panel of leading insurers. Cover can be arranged for most restaurant businesses from African and Caribbean to Asian and European. Contact us for further details or click the link below for an instant online restaurant insurance quotation.
