Some more specialised risks such as electronics come with their own set of problems.  Computer viruses are being found in high numbers on new electronic products being imported from China.  In any factory where the production line is not secure, products can be infected with malware which is then activated at a later stage.

Electronic manufacturers can be leaving themselves open to potentially expensive legal action if they do not cover themselves against these threats. Under contractual law, you are responsible for the quality of a product, even if it has originated from elsewhere and has been simply bought in and passed on.  Regardless of having done nothing wrong yourself, if you pass a faulty product on, you can incur a contractual liability.

Most standard product liability insurance policies do not cover electronic viruses because they cause no physical damage, therefore it is important to understand fully the risks that your business is open to in order to ensure comprehensive cover.  We cannot stop technology. All we can do is just to try and keep up with the risks.