Office insurance policies provide cover for the risks involved in operating a business from an office environment. Typical office insurance policies will include cover for
Standard perils covered by an office insurance policy will include damage caused by fire, earthquake, lightning, flooding,riot and civil commotion, malicious damage, impact, leakage of oil from heating systems, theft by forcible or violent entry/exit and accidental damage as well.
Optional cover that may be included in the office insurance policy includes loss due to the dishonesty of an employee, breakdown of computers or other electronic machines, legal expenses cover and cover for items taken off-site such as laptop computers.
Why is Office Insurance important?
Running an office can involve certain unpredictable events that result in loss of or damage to office assets, injury to staff or members of the public on the premises. Such circumstances will often lead to interruption to the smooth running of the business. Office insurance provides piece of mind as it covers the costs associated with such events.
Office insurance is also vital if you employ staff at the premises as the typical policy will include employers’ liability insurance which is required by law.
Who should have Office Insurance?
It is necessary for all businesses operating from office premises to take out a suitable office insurance policy to protect them in the event of a loss caused by an insured peril.
How can Castle Grove help?
Castle Grove Insurance can provide suitable office insurance through a panel of leading insurers. Contact us for further details or click the link below for an instant online office insurance quotation.
