Both employers' liability insurance and products liability insurance can be combined with public liability insurance to form a combined liability insurance policy.
Why
is Public Liability Insurance Important?
To fully protect a company or individual against the unfortunate and unpredictable
risks in going about their business makes
public liability insurance important. The third party
may be a
customer, supplier or any visitor to the business premises or in the case of the insured working at the premises of their own customers it could be any employee, customer or visitor to their customers premises. In dealing with a
third party, there is a possibility of loss or damage,
either personal injury or damage to their property and this in turn may lead to being
sued by him or her. In such circumstances public liability insurance protects the
insured owner against financial loss from such claims.
Who
should have Public Liability Insurance?
All those business owners or self employed individuals
who are involved with third parties for their
business should take out public liability
insurance. Businesses that have visitors to their premises should always have sufficient public liability insurance. Business owners or self employed individuals who work on or at customers premises should have public liability insurance to ensure that any damage to property or injuries to people resulting from their work will be covered.
How can Castle Grove Insurance Help?
Castle Grove can provide suitable public liability insurance through a panel of leading insurers for a wide range of occupations and trades ranging from builders and other tradesmen to high risk occupations such as roofing, scaffolding and recycling. We can arrange levels of cover from £1 million up to hundreds of millions of pounds. Contact us for further details or to obtain a competitive quotation for public liability insurance.
If you are a tradesman and require an instant online quotation for your public liability insurance please click on the link below.
