It is important that you are aware of when your driving licence expires (or expired), as it is illegal to drive without a valid licence. Although the DVLA may send renewal reminders prior to the expiry date, it is still your responsibility to ensure that your licence remains up-to-date and valid, this includes obtaining renewal forms if necessary. Driving without a valid driving licence can result in a fine of up to £1000, and between three and six penalty points on your licence. Your car can also be seized and crushed. Your motor insurance policy may become void and result in claims not being paid by your insurance company. Click here for further details.
I need a business continuity plan. What is this?
Business Continuity Planning is the management process that provides a framework to ensure the resilience of your business to any eventuality and the ability to recover from any disruptions. Business Continuity Planning helps ensure continuity of service to your key customers and the protection of your reputation and brand. Click here for further details.
How can I reduce the amount I pay for Employers' Liability Insurance?
Demonstrating to your insurer or potential insurer that you and your business take a responsible attitude towards preventing claims is key to obtaining real and lasting reductions in your employers' liability insurance premiums. Click here for details of our risk review service offered through a carefully selected and experienced partner.
I suspect someone I know of insurance fraud. What can I do?
Insurance fraud is not
only a criminal offence, but it vastly increases
the insurance costs for the honest customer.
The Insurance Fraud Investigators Group and
the Insurance Fraud Bureau are active in tackling
this problem. Their strategy involves raising
the awareness of the issue amongst the public
and highlighting the fact that fraudulent activity
affects everyone and that they can play a major
part in catching those involved in it. Their
‘Cheatline’ number is 0800
328 2550. This can be used to provide
free and confidential information about anyone
you might suspect of insurance fraud. This can
be anything from individuals enhancing the value
of items claimed for to organised gangs staging
road traffic accidents and overstating injuries
and damages claimed.
BEAT THE CHEATS – REPORT
THE FRAUDSTERS.
I've been told I need a Tracker system fitted to my vehicle, can Castle Grove help?
Yes, we have made special arrangements for customers of Castle Grove Insurance to be referred to TRACKER for the installation of stolen vehicle recovery or fleet management systems.
Through this programme our customers can add value to their business by offering protection against vehicle theft costs and also enabling fleet operating costs to be monitored and controlled. This often results in lower insurance claims costs leading to reduced insurance premiums for our customers.
